65232 ZIP Code — Benton City, MO

Audrain County, Missouri

ZIP code 65232 is located in Benton City, Missouri, within Audrain County. It covers approximately 23.84 square miles and serves a population of 280 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65232

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $96,300. Owner-occupancy is high at 89%, well above the national average.

Median household income is $68,750. Poverty affects 20% of residents, above the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 29%.

Overall, ZIP code 65232 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

280

population

23.84

sq mi land

Standard

ZIP type

Central (CT)

timezone

65232 ZIP code map

Cities in ZIP code 65232

Below are the cities the US Postal Service accepts for ZIP code 65232. Using any city not on this list may result in mail delivery delays.

City	Status
Benton City	Preferred

Nearby ZIP codes

65264 Martinsburg (4.5 mi) 65280 Rush Hill (7 mi) 65265 Mexico (7.5 mi) 65231 Auxvasse (9.4 mi) 63352 Laddonia (10.9 mi) 63384 Wellsville (11.8 mi) 65262 Kingdom City (14.1 mi) 63345 Farber (15.2 mi) 63388 Williamsburg (15.2 mi) 65285 Thompson (15.8 mi) 63361 Montgomery City (16.5 mi) 63382 Vandalia (19.9 mi)

Demographics updated 05/2026

Population
Total population	280
Population density	12 / sq mi
State FIPS	29
County FIPS	007

Geography
Land area	23.84 sq mi
Water area	0.09 sq mi
Latitude	39.1049
Longitude	-91.7734
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.5%	58.4%	43.8%
$50k – $100k	42.5%	26.0%	31.5%
$100k – $200k	0.0%	12.9%	19.5%
Over $200k	0.0%	2.8%	5.2%

Demographics & statistics

280

Population

People per sq mi

51.5

Median age

$68,750

Median household income

$31,988

Per capita income

$96,300

Median home value

$810

Median monthly rent

88.8%

Home ownership

19.6%

Poverty rate

0.0%

Unemployment

125

Housing units

18.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	42	15.0%
18 and over	238	85.0%
65 and over	58	20.7%
Median age	51.5 years

Race & ethnicity

White 100%

Group	Count	%
White	280	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.5%	58.4%	43.8%
$50k – $100k	42.5%	26.0%	31.5%
$100k – $200k	0.0%	12.9%	19.5%
Over $200k	0.0%	2.8%	5.2%

Under $10k 5.2%

$15k–$25k 2.2%

$25k–$35k 19.4%

$35k–$50k 15.7%

$50k–$75k 9.7%

$75k–$100k 27.6%

$100k–$150k 20.1%

Range	% of households
Under $10k	5.2%
$15k–$25k	2.2%
$25k–$35k	19.4%
$35k–$50k	15.7%
$50k–$75k	9.7%
$75k–$100k	27.6%
$100k–$150k	20.1%
Median income	$68,750

Housing

Home values

Under $50k 26.1%

$50k–$100k 28.6%

$100k–$150k 1.7%

$150k–$200k 11.8%

$200k–$300k 27.7%

$300k–$500k 4.2%

Housing overview

Metric	Value
Median home value	$96,300
Median rent / month	$810
Owner occupied	88.8%
Renter occupied	11.2%
Vacant	4.3%
Single-family detached	73.6%
Large apartment buildings	0.0%
Mobile homes	23.6%
Median rooms	5.4
Avg household size (owned)	1.97

Year built

Era	%
2020 or later	0.0%
2010–2019	12.1%
2000–2009	7.9%
1990–1999	9.3%
1980–1989	15.7%
1970–1979	11.4%
1960–1969	20.7%
1950–1959	8.6%
1940–1949	4.3%
1939 or earlier	10.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.1%
2 bedrooms	30.7%
3 bedrooms	62.9%
4 bedrooms	4.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	36.6%
2 vehicles	30.6%
3 or more	31.3%

Heating fuel

Fuel type	%
Electricity	65.7%
Propane / LP gas	32.8%
Wood	1.5%

Households & families

Household type	Count	%
Married-couple family	66	49.3%
Cohabiting couple	14	10.4%
Male householder, no spouse	38	28.4%
Female householder, no spouse	16	11.9%
Households with children under 18	25	18.7%
Households with seniors (65+)	40	29.9%
Average household size	2.09

Marital status

Status	Male	Female
Never married	25.0%	13.9%
Married	48.4%	63.5%
Separated	0.0%	0.0%
Widowed	2.3%	13.0%
Divorced	24.2%	9.6%

Education

Less than 9th grade 0.9%

Some HS, no diploma 2.2%

HS graduate 56.9%

Some college, no degree 17.3%

Associate's degree 4.4%

Bachelor's degree 18.2%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	18.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	23	82.1%
High school	5	17.9%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 26.7%

Agriculture & mining 23.3%

Transportation & utilities 11.3%

Manufacturing 10.7%

Finance & real estate 5.3%

Retail trade 4.7%

Wholesale trade 4.0%

Public administration 4.0%

Arts, food & hospitality 3.3%

Other services 3.3%

Professional & management 2.0%

Construction 1.3%

Occupation

Category	%
Management, business & arts	30.7%
Service	18.0%
Sales & office	15.3%
Natural resources & construction	24.7%
Production & transportation	11.3%

Employment type

Type	%
Private sector	90.7%
Government	4.0%
Self-employed	3.3%
Unpaid family workers	2.0%

Commute

Method	%
Drive alone	78.7%
Carpool	2.8%
Public transit	0.0%
Walk	5.7%
Work from home	12.8%
Other means	0.0%
Avg commute (minutes)	23.6

Poverty

All people 19.6%

Under 18 years 47.6%

18 and over 14.7%

Married-couple families 7.6%

Female-led households 100.0%

Income support

Source	% of households
Social Security	33.6%
Retirement income	27.6%
Supplemental Security	0.7%
Cash public assistance	0.0%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	37.9%
High cholesterol	39.1%
Diabetes	12.6%
Heart disease	9.5%
Stroke	4.1%
Asthma	9.1%
Arthritis	32.6%
Kidney disease	3.6%
Pulmonary disease	10.2%
Cancer	8.5%

Behavior / access	%
Smoking	20.7%
Binge drinking	15.9%
No physical activity	29.4%
Less than 7 hrs sleep	32.7%
Depression	22.5%
Fair or poor health	18.5%
Poor mental health	14.4%
Poor physical health	13.2%
No health insurance	15.8%
Visited doctor (checkup)	76.9%
Visited dentist	59.8%
Cholesterol screening	89.6%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	13.4%

Disability	%
Any disability	29.3%
Under 18	4.8%
18–64 years	25.6%
65 and over	58.6%

Health insurance coverage

Type	%
Private insurance	58.9%
Public insurance	42.9%
No insurance	9.3%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	269	96.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	280	100.0%
Born in same state	280	100.0%
Born in different state	257	91.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	39	13.9%
Italian	14	5%
French	13	4.6%

Ancestry	Count	%
English	11	3.9%
Polish	3	1.1%

Technology access

Metric	% of households
Computer access	47.9%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65232

What city is ZIP code 65232 in?

ZIP code 65232 is primarily assigned to Benton City, Missouri.

What county is ZIP code 65232 in?

ZIP code 65232 falls within Audrain County, Missouri.

Is ZIP code 65232 mostly owner-occupied?

89% of occupied units in ZIP code 65232 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 65232?

20% of residents in ZIP code 65232 live below the poverty line, above the national average.

Does ZIP code 65232 have a large veteran population?

13% of civilians in ZIP code 65232 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 65232?

The median home value in ZIP code 65232 is $96,300.

What timezone is ZIP code 65232 in?

ZIP code 65232 observes the CST timezone.